Cha-Tel Federal CU

Cha-Tel Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (304) 344-3330. All products and services available on this website are available at our office location.

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Rates

Loan Rates Share Rates Share Certificates

LOAN RATES
Loan TypeTermAPR*Limits
Unsecured Signature Loans24 months5.99% - 17.49%Up to $10,000.00
Closed End36 months6.49% - 17.99%
48 months7.49% - 17.99%
 
Open End Line of Credit36- 48 months6.49% - 17.99%Up to $10,000.00
 
New Vehicles and Motorcycles36 months2.49% - 7.49%
48 months2.49% - 7.49%
60 months2.99% - 7.49%
72 months2.99% - 7.49%
84 months4.99% - 8.49%
 
Used Vehicles and Motorcycles36 months3.49% - 9.49%
95% or NADA Retail Value48 months3.49% - 9.49%
60 months3.49% - 9.49%
66 months3.99% - 9.49%*
72 months4.00% - 9.49%*
* LENGTH OF FINANCING WILL BE DETERMINED ON LTV RATIO AND AGE OF AUTO
 
New Boats, Campers and Farm Equipment36 months3.99% - 8.74%
ATVs and Jet Skis*48 months4.24% - 9.99%
60 months4.74% - 9.99%
72 months5.24% - 9.99%
84 months5.74% - 9.99%
120 months6.24% - 9.99%
*JET SKIS AND ATVs MAX LOAN 36 MONTHS - Side by sides Max Loan 60 Months
 
Used Boats, Campers and Farm Equipment36 months4.49% - 9.99%
ATVs and Jet Skis*48 months4.99% -10.99%
60 months5.49% - 10.99%
72 months5.99% - 10.99%
84 months6.74% -10.99%
*JET SKIS AND ATVs MAX LOAN 36 MONTHS - Side by sides Max Loan 60 Months
Share Secured Loans Up to 60 months Financing 3% plus Share Rate
* Loan APRs are Based on Credit Worthiness
Rates are subject to change. Please call for current rate information.
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